If a teammate takes anything off your loadout while you're downed, they should pay you directly for it like a supply crate.

Simple and clean solution that allows people to take things if absolutely necessary while not straight up not allowing people to take things off downed teammates. Especially since the emergency resuscitator costs 0$ so taking that to revive someone faster doesn't cost the reviver anything.

I'm genuinely tired of having shit bag teammates take my whole loadout and then not even revive me.